Guides
Start with the question you came with
Each one explains the thing in plain words and does the arithmetic on your numbers. Where it makes sense, the answer carries straight into a plan, with the figures you typed already in it.
Projections for an SBA loanWhat the lender actually wants, and the coverage test they run first.
How much can I borrowThe largest loan your profit will carry, with the payment on it.
How long the money lastsCash, burn, and the month it runs out, by name.
How many you need to sellContribution per sale, and the units a month that cover your fixed costs.
Cash needed for inventoryDeposit, lead time, and the low point an order puts you through.
Sources and uses of fundsThe one page a lender asks for, and whether the two columns balance.
What a hire really costsSalary plus payroll tax and benefits, by month and by year.
One point of churnWhat a single point of retention is worth three years out.
Twelve months of cashOpening, in, out and closing, with the lowest month called out.
Profit and loss templateA P&L that fills itself in, and the cash it can't see.
What investors expectWhat goes in the deck and what has to sit behind it.
How to read a balance sheetWhat you own, what you owe, and why it balances.
How to read a cash flow statementWhere the money went, and how the last line ties to the balance sheet.
What a three statement model isThe three pages, how they link, and who asks for one.